Home Mortgage Loan Solutions in Virginia Beach, Norfolk and Chesapeake – Refinance Mortgages Highly Competitive Rates

Current Loan Rates

Loan TypeRate*PointsEquityAPR
30 Year Fixed3.625%0.0020%3.785%
30 Year Fixed3.500%1.0020%4.668%
20 Year Fixed3.500%0.7520%4.659%
15 Year Fixed3.000%0.0020%3.368%
*Rates subject to change & based on loan > $275,000
  • Highly Competitive Rates
  • Low Closing Costs
  • Purchase and Refinance
  • Rental and Investment Property
  • In-Home Closings
  • First Time Home Buyers
  • Evening and Weekend Hours
  • Home Improvement Loans
  • Debt Consolidation Loan
  • Pre-qualification for Home Buyers

“The Cornerstone to Your Family’s Dreams”

We offer our clients the best of “both worlds,” with the best rates and the lowest closing costs in the area.

From the Application to the Closing – We’re a Hampton Roads Leading Mortgage Broker

Whether you’re looking for a new loan or are deciding to refinance you current home mortgage loan our team of mortgage brokers in Hampton Roads can help you find the best rate and program available. We believe in great customer service and we’ll meet with you at your home or office and help you fully understand the entire mortgage lending process and address your questions with simple, easy to understand answers.


Multiple Lending Options

  • Purchases
  • Construction Loans
  • Cash-Out Refinance
  • Second Mortgages
  • Home Improvement Loans

  • Home Equity Loans
  • Credit Consolidation
  • FHA/VA Loans
  • Commercial Loans
  • 2nd Home Purchase

When it comes to new home mortgages or refinancing existing loans home owners should compare rates with confidence and with a reputable mortgage company. We are a locally owned and operated firm serving Hampton Roads since 2005 and we have been helping our clients find highly competitive rates on adjustable-rate and fixed-rate loans to finance their new or existing home.


The loan officers at Cornerstone Home Mortgage, LLC are experienced trained professional mortgage brokers and can help you acquire the proper funding you need. 15 year fixed loans, 30 year, ARM, and everything in between, we’ll help you discover the best options to meet your personal and financial goals.


FHA Mortgage loans, first time home buyer, refinance – we have your solutions.


Cornerstone offers refinance home mortgage loan solutions in Virginia Beach, Chesapeake, Norfolk, Williamsburg, Richmond, Portsmouth, Suffolk, Hampton and Newport News. In fact, we offer home mortgages all across the state of Virginia.

  • All my friends told me that buying a house is stressful but my loan process went extremely smooth . . . I will definitely be calling you for my future home loans.
    Thank you again.
    — Jeff Parker
  • I wanted to thank you for the wonderful service . . . we were able to save over $700 a month. Now we can start saving for our children's education.
    Thank you very much.
    — Chris and Tara Rogers
  • When we began shopping for our mortgage loan it was difficult to find people that understood our particular situation. Thank you for going above and beyond.
    — Greg and Stephanie Robinson